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First Time Homebuyer Programs

The First Time Homebuyer Program is to assist First-Time homebuyers in and around the Bay Area to purchase their first home. 

What Steps to take to get qualified

Get Pre-Approval

Homebuyer Education Program

Homebuyer Education Program

When you apply for housing, your pre-approval letter must be dated within the past 120 days.


These approved lenders are familiar with various City housing programs.

Approved Lenders

Homebuyer Education Program

Homebuyer Education Program

Homebuyer Education Program

 Buyers must provide a Homebuyer Education Certificate as part of the full application process. Depending on program Buyers may take courses from any County-approved agency or any HUD-certified agency not currently on the County’s list. 

County Approved Agencies

Apply

Homebuyer Education Program

Apply

Gather your documents:

 

  • 3 months of your most recent bank statements


  • 3 years of your most recent tax returns


  • 3 most recent paystubs

FIRST TIME HOMEBUYER PROGRAMS

BUY A HOME WITH CITY HELP

 To buy a home with City help, you have to attend an orientation, a workshop, and meet a housing counselor.  You must go to a free 2 hour introduction session to see if buying a home with City help is the right path for you. 

Learn More

AC Boost

 AC Boost gives buyers a boost, providing loans that are intended to bring home-ownership within reach of households who would otherwise not be able to afford a home. AC Boost provides loans of up to $210,000 (depending on buyer income and need). Loans are interest free and have no monthly payment during the time that a household owns their home.  8-step overview

Learn More

Housing Trust of Silicon Valley

Down Payment Assistance Programs


Empower Homebuyers SCC 

Helps qualifying first-time homebuyers come up with a 20% down payment by allowing them to borrow up to 17% of your home’s total purchase price. 


Homebuyer Empowerment Loan Program (HELP)

 Assists first-time homebuyers with incomes slightly higher than Empower Homebuyers and other down payment assistance programs by allowing them to borrow up to 10% of a home’s purchase price. 


Affordable Housing for Marin County

The Housing Authority of the County of Marin, "Marin Housing" is a public corporation authorized to provide decent, safe and sanitary housing for low and moderate income people.  Marin Housing is separate and distinct from HUD, from county government, and from other county and state agencies - much like a special district. 

Learn More

These approved lenders are familiar with various City housing programs.

San Francisco

AC Boost and East Bay Counties

AC Boost and East Bay Counties

MOHCD-Approved Lender List

Approved Lender List

AC Boost and East Bay Counties

AC Boost and East Bay Counties

AC Boost and East Bay Counties

AC Boost Participating Lender

Approved Lender List

Housing Trust of Silicon Valley

Housing Trust of Silicon Valley

Housing Trust of Silicon Valley

Contact Housing Trust SV
for more information

+1.408-703-3837

Marin Housing

Housing Trust of Silicon Valley

Housing Trust of Silicon Valley

BMR and RMCC Participating Lenders

Lenders list

Let's Talk

Let's Talk

Call or Visit Us

645 Taraval Street, San Francisco, California 94116, United States

+1 415.742.5100

Hours

Open today

09:00 am – 05:00 pm

To visit us at our office, please call us to schedule an appointment. 

Contact Us

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